tag:blogger.com,1999:blog-8827792606101931839.post8148324537499341608..comments2023-10-29T22:03:55.565+08:00Comments on 大口仔筆記 - 三十而立: 賣的悲觀、買的樂觀?大口仔http://www.blogger.com/profile/05488178468578681387noreply@blogger.comBlogger5125tag:blogger.com,1999:blog-8827792606101931839.post-26586666449030945872009-01-30T22:22:00.000+08:002009-01-30T22:22:00.000+08:00巴林:好難講幾時見底,等數據話我地知。 kelvin:我相信你所講的數字無會包括在新屋及二手銷售內。...巴林:好難講幾時見底,等數據話我地知。 <BR/><BR/>kelvin:我相信你所講的數字無會包括在新屋及二手銷售內。大口仔https://www.blogger.com/profile/05488178468578681387noreply@blogger.comtag:blogger.com,1999:blog-8827792606101931839.post-12475324666067098782009-01-30T13:56:00.000+08:002009-01-30T13:56:00.000+08:00EdwardMy question is does decrease in housing pric...Edward<BR/><BR/>My question is does decrease in housing price slow the economy or the downturn of economy slow down the housing price.<BR/><BR/>Over consumption has been a problem because Americans use credit to purchase. Eventually, public expenditure will reach to a point where the growth will slow down. <BR/><BR/>So when you said "Economic slow down by psychological fear of unpredictable future issue" do you mean the banks dont want to lend because of high default risk or fear of their cash position to recover their lost from their CDS, SIV and CDO positions.kelvinhttps://www.blogger.com/profile/18032970586775851048noreply@blogger.comtag:blogger.com,1999:blog-8827792606101931839.post-21011121745739556152009-01-30T05:37:00.000+08:002009-01-30T05:37:00.000+08:00Well, notable discount ratio and retail Circuit Ci...Well, notable discount ratio and retail Circuit City close down.<BR/>But I really think government don't want the real estate further down. Non-farmer Vacancy drop further that make people more conscious with their spenting. Finicial institution are over-conservative that keep their cash without produce more profit. Economic slow down by psychological fear of unpredictable future issue.Unknownhttps://www.blogger.com/profile/09995094639128035438noreply@blogger.comtag:blogger.com,1999:blog-8827792606101931839.post-77212357631292508632009-01-30T01:33:00.000+08:002009-01-30T01:33:00.000+08:00One very interesting point is people in USA who wa...One very interesting point is people in USA who want to refinance their houses need to "buy off" their first initial mortgage in order to enter another mortgage.<BR/><BR/>Do those buy off count as a house transaction. I know people in general are doing it because alot of people had a fix mortgage of 6% or above previously. Currently is around 4.75.<BR/><BR/>My current observation: I heard alot of retails store in the malls will close their operation during Macrh and April. <BR/>I talked to alot of sales around the stores, this month is crazy quiet which does not happen very often. Stores are giving 30% or more on the Spring items which had never happened before. There are still some 70-80% discount available for winter items.kelvinhttps://www.blogger.com/profile/18032970586775851048noreply@blogger.comtag:blogger.com,1999:blog-8827792606101931839.post-25642438830772259642009-01-30T00:09:00.000+08:002009-01-30T00:09:00.000+08:00如果美國樓市見底,相信不少問題都可以解決 !如果美國樓市見底,相信不少問題都可以解決 !N/Ahttps://www.blogger.com/profile/00206917988262745949noreply@blogger.com